Looking for a mortgage agent in Brampton you can actually reach? Neha Joneja, Mortgage Agent Level 2, brings 10 years in finance and mortgages, from banking in India to Canadian lending. From her office at 7900 Hurontario St, she arranges purchase, refinance, renewal and private mortgages and explains every option in plain language.
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Neha Joneja is a Mortgage Agent Level 2 in Brampton, Ontario, with Mortgage Assurance Inc. (FSRA Brokerage #13812), helping first-time buyers, newcomers, self-employed borrowers and homeowners refinancing or consolidating debt, in English, Hindi and Punjabi.
Originally from India, Neha earned her Bachelor of Commerce and built her career in banking before bringing her finance background to Canadian mortgages. With 10 years in finance and mortgages, she helps families buy their first home, newcomers get established, self-employed borrowers prove their income, and homeowners refinance or consolidate debt.
Clients describe Neha as patient, responsive and determined: the agent who keeps working on a file after others have said no. She answers questions at any hour, explains every option in plain language, and checks in after closing to make sure everything is on track. Mortgages by Neha is a women-owned business, and online appointments are available for clients who can’t make it to the office near Hurontario St and Steeles Ave.
My story
I started in mortgages in year pending, during what I still call the worst market. Starting when things were at their hardest taught me lessons I use every day: preparation beats timing, every client deserves to see all their options, and a “no” from one lender is rarely the end of the conversation. I wrote about those lessons in I started during the worst market: what it taught me.
Before that, my path ran through a commerce degree and years in banking in India. That background taught me how lenders read a file, which is exactly what I put to work for clients in Brampton and across Peel Region today.
Every file I work on today still reflects those early lessons.
How I work
- Available 24/7. Offers, lender questions and worries don’t keep office hours, so you can reach me by phone at (647) 530-1682 any time.
- Patience with every question. No question is too basic. If you need it explained twice, or in a different language, that’s what I’m here for.
- Options in plain language. I lay out the realistic choices side by side, including the costs and trade-offs, so you can decide with confidence.
- Follow-up after closing. I call after your mortgage funds to make sure everything is on track, so nothing catches you off guard.
- Complex files welcome. Self-employed income, newcomer credit, past declines: my Level 2 licence lets me work with banks, alternative (B) lenders and private lenders, subject to each lender’s criteria.
Credentials and licensing
- Bachelor of Commerce (B.Com)
- Mortgage Agent Level 2, Ontario (FSRA), licence #pending
- Mortgage Assurance Inc., FSRA Brokerage Licence #13812, Independently Owned and Operated
- Languages: English, Hindi and Punjabi
Full licensing details are on the licensing and disclosures page.
Why I do this
Finance has been my path since my commerce degree and my years in banking. Mortgages let me use that knowledge where it matters most: helping families own a home.
What I enjoy most is the moment a client who was told no by their bank gets the keys to their home. You can read what clients say about working with me on my reviews page, where I’m rated 4.8 stars from 18 Google reviews.
If you’d feel more comfortable talking about your mortgage in your first language, visit my page for a Punjabi and Hindi mortgage agent in Brampton, or get in touch to book a consultation.
Frequently asked questions
Is Neha Joneja a mortgage agent or a brokerage?
Neha is a licensed Mortgage Agent Level 2 in Ontario. She works through Mortgage Assurance Inc., the brokerage that holds FSRA Brokerage Licence #13812 and is independently owned and operated.
Which languages does Neha speak?
Neha works with clients in English, Hindi and Punjabi. Many clients find it easier to discuss documents, debts and family co-borrowers in the language they use at home.
Does Neha work evenings and weekends?
Yes. Neha is available 24/7 by phone at (647) 530-1682, and online appointments are available if you can’t come to the Brampton office.
Which lenders can Neha work with?
Her Mortgage Agent Level 2 licence lets her work with major banks, credit unions, alternative (B) lenders and private lenders. The right fit depends on your income, credit, down payment and the property, and approval is subject to each lender’s criteria.
Is Neha licensed, and how can I check?
Yes. Neha is licensed by the Financial Services Regulatory Authority of Ontario (FSRA) as a Mortgage Agent Level 2, and you can confirm any agent’s licence through FSRA’s public licensee search. Her licence and brokerage details are listed on the licensing and disclosures page.
Last reviewed by Neha Joneja, Mortgage Agent Level 2, November 2026. General information only, not financial advice for your situation.